Tips for moving up the housing ladder

Now you are established property owners, your next step is to probably purchase a bigger and better property!

This could be for a number of reasons, an expanding family, increased income, increased equity and a larger deposit, a new job & relocation, or you just want to move up the ladder.

It’s easy to think that the lowest possible rate is the best deal for you. But this is not always the case, there are other very important points to consider and look at;

  • What rates are available to you
  • What fees are involved
  • What is the lenders variable rate
  • What are the early redemption penalties
  • Is the mortgage portable
  • Can you overpay
  • Can you take payment holidays
  • How good and how helpful is the lender
  • How does the lender rate
  • Total actual cost over 5 years including fees
  • And of course which lender is most likely to accept you

At Westexe we have been helping clients answer theses questions for over 40 years. With our investment into state of art sourcing and costing systems and with our combined experience of over 36 years we are best placed to provide you with these answers. Contact one of our experienced advisers 24/7 by phone on 01392 216 344, contact us by email at or use our simple contact form.We are here to help you so please contact us for a free consultation without obligation. Use our contact form to request your FREE guide to mortgages.

Thanks for taking time to read this article, no mortgage is too small, too large or too difficult for us to consider!

Posted on August 25, 2017 by Peter Marriott, in: Staff posts

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