Kensington make a very welcome return

Kensington Mortgage Company re-launch an improved and competitive residential and Buy to Let range. With rates from as low as 3.44% for residential and from 4.39% for Buy to Let.

This lender really wants to help people who may have been declined elsewhere or failed credit score by offering the following key features:

Residential

  • Products up to 85% LTV
  • CCJ’s registered more than 2 years ago and satisfied can be accepted
  • Defaults registered more than 2 years ago can be accepted
  • Missed payments providing account is up to date can be accepted
  • First Time Buyers accepted, loans up to £500,000
  • Mortgages up to £1 million
  • Self Employed income based on most recent year
  • 100% of regular overtime/bonus accepted
  • Investment & second job income allowable

Buy to Let

  • Products up to 80% LTV
  • First time landlords accepted
  • No minimum income for experienced landlords
  • No maximum portfolio limit (maximum 6 with Kensington)
  • Mortgages up to £1 million up to 75% LTV
  • 125% rental cover
  • Let to Buy accepted
  • Plus CCJ’s, Defaults and missed payments can be accepted as above

This is like a breath of fresh air from this experienced lender who really understands the real problems in life people can experience and who are prepared to give people a fresh start.

If you think we might be able to help, please don’t hesitate to call us on 01392 216 344

Pete

Posted on November 7, 2012 by Peter Marriott, in: Staff posts

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