News

Westexe Mortgages are able to offer mortgage deals that are not found on the high street; Mortgages and re-mortgages up to 6 times income Contractors from day 1 of start of contract Lenders who do not credit score Self employed and company directors with only 1 years accounts (minimum 1 years self-employment) Applicants with a poor […]

Peter Marriott

Choosing the right solicitor for your mortgage transaction can make all the difference for a speedy and uncomplicated purchase or re-mortgage. Westexe have been involved in numerous mortgage transactions for over 40 years and we have experienced good and bad solicitors during this time. Our clients have dealt with large and smaller firms during this […]

Peter Marriott

Frightening statistics have just been published by Scottish Widows Bank after extensive research. One in eight retiree’s, equating to over 1 million people, will be renting by 2032 – treble today’s figure. It’s data shows that over 50’s renters are not saving anywhere near enough to cover their rental costs in retirement, leaving a £43 […]

Peter Marriott

It’s easy for me to say “come to Westexe and we will find you the best deal”, which of course we will. But shopping around to find the deal that suits you can be very time consuming, often resulting in confusion. There are many mortgage lenders offering thousands of products which can vary a lot. […]

Peter Marriott

In today’s world of lenders competing to attract new customers, there are an increasing amount of add on’s that can be very attractive. Look out for these as they vary such a lot between the lenders and potentially can save you a lot of money. Many lenders are now offering free mortgage valuations for purchases […]

Peter Marriott

When purchasing a property you will normally have a choice of three different types of valuation. Mortgage Valuation – This is simply a statement by the lender that they consider the property to be worth a a particular sum and that the property is suitable for mortgage purposes, they make little or no comment as […]

Peter Marriott

More help for first time buyers is announced by Philip Hammond. In the drive to stimulate the housing market the government has announced that Stamp Duty will be abolished for first time buyers for all purchases up to £300,000. Together with the Help to Buy equity loan scheme and the renewed government drive for increased […]

Peter Marriott

You may have been attracted to the rock bottom mortgage rates that you see advertised by lenders in newspapers, on the TV and on the back of buses. These are not always the cheapest as you can often be stung by high product fee’s which will put the overall cost up. Normally, if you have […]

Peter Marriott

No Time to Lose

7Nov 2017

The average two-year fixed mortgage rate has risen from its historic low in October with a 0.12% increase, the highest monthly rise since August 2009, according to Moneyfacts data. This rise has effectively wiped out any rate cuts that have occurred in the last six months, seeing the average rate surpass May 2017 figures to […]

Peter Marriott

I thought it might be useful to share a few of my expert thoughts and observations concerning the mortgage and housing market. Currently properties for sale on the market are at a 30 year low and new house building is still falling way short of housing demand and government targets, which begs the question why! […]

Peter Marriott

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