News

Pay day loans are advertised by many lenders on the TV and in the press. But what they fail to make clear is the effect they can have on people applying for a mortgage. You may have a good credit score an impeccable payment history and a good sized deposit or equity. Everyone experiences unplanned  […]

Peter Marriott

Exclusive 95% LTV fixed rates for first time buyers; 2 year fixed rate fee saver up to 95% LTV 3.75% with £1,000 cash back 2 year fixed ratefee saver up to 95% LTV 3.55% with £500 cash back Great deals for first time buyers, hurry while stocks last. Contact one of our experienced advisers 24/7 on 01392 216 344, […]

Peter Marriott

First-time landlords can choose from a record level of mortgage products, as lenders fight for new landlord entrants to the market, analysis showed. The number of buy-to-let deals for novice investors has increased by 13% over the past year to 1,268, according to Moneyfacts data. The rate on a typical two-year fixed-rate, first-time landlord mortgage […]

Peter Marriott

More lenders are relaxing affordability criteria to make it easier for borrowers to qualify for mortgages and larger loan amounts, brokers have suggested.  A number of lenders have openly increased loan to income multiples in recent weeks, including Barclays, Platform and Cambridge Building Society. And Coventry for Intermediaries recently changed its affordability model with the aim […]

Peter Marriott

It can be a horrifying experience being declined for a mortgage, especially if you have set your heart on buying the perfect property. To many people this can be totally unexpected as the belief is that they have never had any financial problems in the past, so why can’t they get a mortgage?!  Today mortgage lenders can […]

Peter Marriott

Lost for words

5Jun 2018

Normally I can think of loads to talk about, but I am a bit stuck at the moment to think of anything inspirational to say. So lets have a summary of what Westexe Mortgages is all about and what I can see happening in the world of mortgages. If you didn’t know already Westexe has […]

Peter Marriott

Smoothies

4May 2018

Smoothies is normally a term applied to nutritious fruit drinks. We can’t offer you a healthy drink, but we can share with you our desire to smooth the mortgage process as we do for all of our satisfied clients. We are committed to finding you the best mortgage available and to make the process as […]

Peter Marriott

That’s a good question, as I am sure there are many excellent mortgage companies offering good advice and a good service! At Westexe Mortgages, above all else we pride ourselves on offering a personal service that is second to none. We are not a multi national who will treat you as only a number and […]

Peter Marriott

The clock is ticking on when interest rates will rise. The report below has some good news and some bad news, it seems that wages are rising and inflation is falling. But rate rises are seeming imminent, which will mean mortgage costs rising for all those on variable rate and tracker rate mortgages. Once again, […]

Peter Marriott

The average five-year fixed rate has fallen to 3.43%, a joint record-low which was last seen in October 2017, according to Moneyfacts data. The fall in rates has been attributed to attempts to attract borrowers who will be considering remortgaging after taking out two-year fixed rates ahead of the stamp duty changes in April 2016. […]

Peter Marriott

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