GLOSSARY INDEX

A
Added To Loan
Additional Security Fee
Administration Fee
Advance
Annual Percentage Rate (APR)
Arrangement Fee
Arrears

B
Base Rate
Booking Fee
Bridging Loan
Building Society
Buildings Insurance - rebuilding cost

C
Capital and Interest Mortgage
Capped Rate Mortgages
Cash Back
Completion
Conditional Insurances
Contents Insurance
Contract - Housebuying
Conveyancing
Conveyancing Fee
Council of Mortgage Lenders (CML)
Credit Reference Agency

D
Deposit
Draw Down Facility

E
Early Repayment Charge
Endowment Mortgages
Essential Repairs
Exchange of contracts
Existing Liabilities

F
Feuhold
First Time Buyers
Fixed Rate Mortgages
Flexible Mortgage
Freehold
Further advance

G
Guarantor

H
Higher Early Repayment Charge
Higher Lending Charge
Home Buyers Report

I
ISA mortgage
Income Multiples
Interest Only Mortgages

J

Joint Tenants

L
Land Registry
Landlord's Reference
Leasehold
Libor-Linked Mortgage
Loan to Value (LTV)
Local Search
Low Start Mortgages

M
Mortgage - Overview
Mortgage Guarantor
Mortgage Indemnity Guarantee (MIG)
Mortgage Offer
Mortgage Protection Policy
Mortgage Term

N
Negative Equity
Non-Status Mortgage

O
Overpayment

P
Pension Mortgage
Portable Mortgages

R
Redemption
Regulated Mortgage Contract
Remortgage
Repayment Mortgages
Reservation Fee

S
Searches
Second Mortgage
Self-Certification
Shared Equity
Shared Ownership
Stamp Duty - Housebuying
Structural Survey
Subject to survey & contract
Surveyor

T
Tax Free Cash Sum
Tenant
Tenants in Common
Title Deeds

V
Valuation - Housebuying
Variable Rate Mortgages

Testimonials

Peter has assisted in the purchase of multiple properties under specific purchasing conditions and severe time constraints, resulting in READ MORE

“I was introduced to Peter at Westexe to assist us with refinancing our mortgage. Throughout the process he was helpful, responsive and most importantly managed my expectations when the process by the lender appeared to be slowing. READ MORE

Latest News

First Time Buyer SPECIALS

First Time Buyer Specials 15% deposit – rates from 3.29% 10% deposit – rates from 4.29% ...

READ MORE

FTB’s failing to take up record number of 95% LTV deals

The number of 95% loan-to-value mortgage deals available to first-time buyers is at the highest leve ...

READ MORE